When purchasing a home there are many things to consider when deciding which house will be my home. Below are just a few for you to think about.
HOW MUCH HOME CAN I AFFORD?
Do yourself a big favor before going out searching for homes. Find out how much of a home you can afford by getting pre-qualified by a knowledgeable loan officer or financial institution. This will save you time and aggravation looking at homes that do not fit your budget at this time. It also will save your real estate agent valuable time helping you find a home within your budget.
LEARN ABOUT THE NEIGHBORHOOD
If you really like a particular home, check out the neighborhood. Some important purchase considerations should be: Am I close to schools? Shopping, bus lines, parks, walking and riding trails, do the neighbors seem friendly? Try and introduce yourself to neighbors by going to the home you are thinking about buying. This can help you make sure this is where you would like to live.
SUBMIT YOUR BEST OFFER
By submitting your best offer, you stand a greater chance of buying the home you really like. Be realistic in your offer, especially in a market that is robust and there is a fair amount of competition in buying homes.
HAVE A HOME INSPECTED
Before purchasing a home, be certain to have it inspected. Paying a certified home inspector to do a thorough and professional inspection, you can rest assure your new home should be trouble-free of issues, and that the home’s purchase price is fair.
YOUR CREDIT HEALTH
Make sure you know how your credit is. This is very important. There are several avenues available to find out what your credit scores are. A few suggestions are to check with your credit card company, your bank, credit union, or a loan officer. It will help you determine the type of interest rate and possible programs available to buy your home.